Tulsa Real Estate Blog

David M Hagler of McGRAW REALTORS

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ADEP

accelerated debt elimination plan (ADEP)

I am a huge advocate of accelerated debt elimination plans (ADEP).Understanding that we are a credit driven society and one needs the ability use credit for purchases from time to time whether it’s to buy a house, car or purchase that 60” plasma television.  I believe ever consumer that has a mortgage or uses a credit card or has any type of credit should implement and utilize an ADEP for money management.  ADEP is not just for those that are overwhelmed with debt! 

An accelerated payment plan allows you to turn the tables on your credit card companies.  These days, with penalty fees, universal interest default, and all kind of other traps, it can be hard to stay ahead of the credit card companies. A rapid repayment plan allows you to pay your debts back in the most efficient and least-expensive way possible, and because you have a clear debt-free date, you’re more motivated to succeed.

The beauty of an ADEP is that it’s confidential, you don’t have to cut up your credit cards, and once you get started you can create tremendous momentum. An added bonus, as you start paying off your debt using an accelerated repayment plan, your credit rating may improve. Better credit means lower rates on your debts, and may lower your insurance premiums too. That means even more money in your pocket to pay toward your debts!

Here’s how it works. Each month you’re paying and paying on your debt. And if you’re like 78% of the people using credit cards, your balances seem to stay pretty much the same, or maybe even go up instead of down. The good thing about this is you already have the discipline to pay the fixed amount each an every month. So, using the same income you can eliminate 30 years worth of debt in as little as 10 years.  With your balances paid off you will have freed up a significant amount of money that you can now turn into wealth and put towards retirement!

There are many different ADEP’s available to choose from. Most of these programs can cost between $2,500 and $12,000 in upfront fees and they only give you the information on “how to do it”. Then it’s up to you.

My personal favorite ADEP service provider is Moneylogic.  With Moneylogic, you do not do it alone, you simply make your biweekly deposits into an FDIC insured account and they pay 100% of the debts for you. It’s automatic and your payments are tracked every month. Moneylogic is secure by LifeLock and assures you that your Identity is protected.  Moneylogic has Brooks Hamilton’s stamp of approval.  Brooks is a world renowned economist who many in Washington look to for advice.  Regardless of you financial situation I believe you owe it to yourself to check out Moneylogic and their services. 

Moneylogic has developed a breakthrough financial system that focuses on paying the principal balances of your debt first, instead of just paying years and years of interest first. MoneyLogic Accelerated Debt Elimination Plan (ADEP) which can take a family with 30 years of debt to being debt free within 10 - 12 years, using the same income they have now, saving hundreds of thousands of dollars.  Your payments will be the same, but it will save you a FORTUNE! 

Moneylogic’s ADEP requires no upfront money. The cost is only $699, which is simply added to your list of debts. And, you will even receive a Sign up Rebate of $60.00!

How moneylogic’s ADEP eliminates debt

You set up your budget to pay your bills biweekly instead of monthly.  The reason for this is every year there are two months that have 5 weeks, so an extra payment will made during those months which generates an extra payment each year.  So, if your bills total X per month, this will create an extra X twice each year. 

v     Example: If your bills are $2,500, of which $1,450 is your Mortgage, $450 is your car, and let’s say you have 2 credit cards that are $300 each. Your ADEP system will pay all of your bills on time and when the extra money becomes available, the system will pay the $1,250 twice each year on the highest interest loan which is usually a credit card, until it’s paid in full.  Once the first credit card is paid off, it will take the extra $300 from that card, and apply it to the 2nd credit card, plus the extra $1,250 that’s available twice each year, until the 2nd credit card is paid in full. After the second card is paid off, the system will take the extra $600 a month (the two credit cards that are paid off @ $300 each) plus the $1,250 twice each year, and the total will be paid on your car until it’s paid in full From this point forward every year, the system will take the extra $1,050 each month ($600 from the two credit cards, and $450 from the car) plus the $1250 twice each year and pay your mortgage until the balance is zero.

To get the 411 on Moneylogic visit them on the web at www.moneylogic.info  you can also read more about their business opportunities and services in the appendix

 


Appendix A: What you get with MoneyLogic

Imagine a one stop shop, to save, protect, earn, and grow your money!

 

 

The Moneylogic platimum plan membership has great value- THE SILVER MONEYLOGIC MEMBERSHIP!

Moneylogic's 7 Step System Makes Dollars and Sense. Don't be stressed by a lifetime of money challenges. Live free from debt, stress, and worries

Let Moneylogic's revolutionary 7-step system help you with the money challenges of today and those that may arise in the future. This simple system can help you achieve a lifetime of Financial Wellness. Why not get started today?

 

Money Tracker: with Web and Text command!... Find an extra $200 - $500 a month! (no voice command)

Ask Moneylogic... Professional Financial Counselors

Moneylogic Cash Back Rewards Shopping Mall

Moneylogic Accelerated Debt Elimination Plan

Power Payment Debt Elimination Self Help System

Financial Education

Monthly News Letter - Education Center

Online Investments

Online Insurance

Increase Income Option

Financial Calculators

One Time $30.00 then only $29.95 a month

THE GOLD MONEYLOGIC MEMBERSHIP

Moneylogic's 7 Step System Makes Dollars and Sense. Don't be stressed by a lifetime of money challenges. Live free from debt, stress, and worries.

Let Moneylogic's revolutionary 7-step system help you with the money challenges of today and those that may arise in the future. This simple system can help you achieve a lifetime of Financial Wellness. Why not get started today?

 

Money Tracker: with Web and Text command!... Find an extra $200 - $500 a month! (no voice command)

Ask Moneylogic... Professional Financial Counselors

Moneylogic Cash Back Rewards Shopping Mall

Moneylogic Accelerated Debt Elimination Plan

Power Payment Debt Elimination Self Help System

Financial Education

Monthly News Letter - Education Center

Online Investments

Online Insurance

Increase Income Option

Financial Calculators

Access to Professional Services for the Financial Distressed:

Debt Counseling
Debt Management
Debt Settlement
Credit Repair
Foreclosure Avoidance

ONLY $19.95 Per Month

The PLUS OPTION adds Phone / Voice Command to the Money Tracker for Only $12.95 per month

Example: If a husband, wife and teenager have LifeLock ID theft, it would cost $30 per month. With Moneylogic’s Platinum Membership you receive everything below plus an 8 day 7 night dream vacation EVERY YEAR for only $29.95 per month. That is less than LifeLock alone and LifeLock is included for your entire family! In addition you will receive a $200 rebate from Moneylogic when you sign up for their Accelerated Debt Elimination Plan!   

Financial experts agree that we must protect our financial future. In fact, financial protection is the cornerstone of planning for retirement. Build and protect your financial nest egg against the unknown and unexpected with The Moneylogic Financial Protection Plan.

Money Tracker- with Web and Text command- usually finds an extra $200 - $500 a month.

Ask Moneylogic- Unlimited calls to Professional Financial Counselors

Moneylogic Rewards Online Shopping Mall- with deep discounts, 1000 brand name stores, millions of products and cash back on every purchase.

Moneylogic ADEP- Be out of debt fast and receive a $200 rebate it’s like no cash out of pocket to start. Moneylogic’s partner EAC is A+ BBB rated & regulated by the US Federal Reserve!

Power Payment- For even faster debt elimination

  • Financial Education
  • Monthly News Letter - Education Center
  • Online Investments
  • Online Insurance
  • Financial Calculators

Access to Professional Services for the Financially Distressed

  • Debt Counseling
  • Debt Management
  • Debt Settlement
  • Credit Repair

Foreclosure Avoidance

Moneylogic Family Legal Services- Every year 1 in 2 families will require the services of an attorney. Eight commonly used and deeply discounted services, plus a network of 21,000 attorneys nationwide! Moneylogic provides 9 FREE legal services:

  • Unlimited phone consultations for new legal matters
  • One-on-One consultations for new legal matters
  • Attorney review of independent legal documents (6 page max.) per new matter
  • When appropriate, network attorneys will write letters on member's behalf
  • When appropriate, network attorneys will make phone calls on member's behalf
  • Assistance in solving problems with government programs such as welfare INS
  • Assistance with small claims court representation
  • Free simple will with annual updates
  • Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive)

LifeLock $1 Million Dollars in I D Theft Protection for your entire Family- I D Theft is the fastest growing crime in America. Currently, there is a new I D Theft every 3 seconds. Free Fraud alerts are requested on your behalf to the major credit bureaus when anyone tries to use your credit the merchant is advised to take extra precautions to verify it's you and only you making the request.

  • A reduction in junk mail.
  • Fewer pre-approved credit card solicitations.
  • WalletLock™ assists you in the event your wallet is lost or stolen.
  • eRecon™ searches for your information being sold or traded online.
  • TrueAddress™ notifies you when a change of address is filed in your name.
  • $1 million total service guarantee - if your identity is stolen while you're a client, we will do whatever it takes to recover your good name and spend up to $1 Million to do it.

Personal Tax Service- Tax Program including: Counseling, advice as well as

  • Unlimited advice on federal taxation
  • Free tax return preparation for forms 1040 EZ, 1040A and standard 1040
  • Deep discounts on numerous other tax schedules
  • IRS audit assistance
  • Tax planning including TAX FREE RETIREMENT PLANS!
  • FREE review of your last year's tax return
  • Your own personal Member website with tax tips, tax law changes, member advice and much more

IRS Issues- Let our professional Tax Relief specialist deal with the IRS for you. Free initial assessment.

Imagine a DREAM VACATION INCLUDED EVERY 12 MONTHS! 8 day 7 nights Deluxe Hotel accommodations to FABULOUS destinations like… Palm Springs CA. Orlando FL, Branson Mo, Austrian Alps, Costa Blanca Spain, Puerto Vallarta Mexico and many, many more! Vacations are fully transferable, so it makes a great gift!                                    

Tired of Living Paycheck to Paycheck?

                Moneylogic
For people who want to quit living paycheck-to-paycheck, eliminate debt, and have enough to retire –Tax Free for Life........Moneylogic shows you how!               

                                               
 
                Our members are learning how to create wealth on any income,………………………….
                                      Even increase their income!

They're getting spending under control and finding an average of $300 extra every month by tracking their expenses by texting or phoning in their expenses…both personal and business expenses. Our Money Tracker will even create a spending plan for you within seconds!  
They're eliminating of ALL debt in 10 -12 years or less and build hundreds of thousands in Future Wealth! ..Imagine being debt free! Moneylogic even makes they’re debt payments for them! Insuring they’re debt elimination success!
They are learning how to shop wisely. Paying less than retail with over 1,000 top name stores. Stores that they are shopping with now. And, getting paid a commission on every purchase!  - Shop – Save and Earn!
They are being protected by legal services receiving free and deep discounted services and a 40% discount from normal fees and I D Theft for each member of the family
They are receiving a Free Discount Prescription Card that will average saving them 37% to 40% on their prescriptions.
Plus, they're discovering how to build a retirement savings and receive a Tax Free Income for Life!
And just for joining Moneylogic they will receive a 8 day’s and 7 nights Dream Vacation …every year!
And so much more like access to debt settlement, debt management, foreclosure avoidance and credit repair!
Moneylogic is making a difference in people’s lives ….by helping them turn their financial stress into financial success!

To find out more on Moneylogic go to: http://www.moneylogic.info and on facebook go to: http://www.facebook.com/moneybusiness

Are Things Out of Control?

There are things that are out of our control..
Your finances shouldn't be one of them.

Go to: http://www.facebook.com/moneybusiness

 

Facts About Tulsa Real Estate

So how does the Tulsa OK real estate market look these days? Currently Tulsa has a average listing price for homes for sale of $244,763. The Tulsa county average currently is $236,277.

The current number of properties on the market in Tulsa is 2,795. The Tulsa median listing price is $139,900.

For Tulsa county real estate the total listings are 5,865 and a median listing price of $165,000. This compares to Oklahoma real estate data, which this week shows a total number of listing properties as 22,460 with a median listing price of $149,952.

Tulsa Farmers Markets

Tulsa OK Farmers Markets - Find local organic farmers markets around the Tulsa area.

We have the complete listings to help you find the best markets and organic produce farmers markets in Tulsa. Make sure you click through to our farmers markets detail pages for more information, including times and directions.

Brookside Farmers' Market
Tulsa, OK
More info
(including date and times of the Brookside Farmers' Market farmer market)

Downtown Tulsa Farmers' Market
Tulsa, OK
More info
(including date and times of the Downtown Tulsa Farmers' Market farmer market)

Pearl Farmers' Market
Tulsa, OK
More info
(including date and times of the Pearl Farmers' Market farmer market)

Tulsa's Cherry Street Farmers' Market
Tulsa, OK
More info
(including date and times of the Tulsa's Cherry Street Farmers' Market farmer market)

You can find a full list of Tulsa County Farmers' Markets here.

Tulsa Zoo

The Tulsa Zoo has added some awesome attractions that let you see the zoo in a whole new way!  We’ve added a new 25 foot rock climbing wall, called 'The Monolith', and also a perfect place for your kiddos to pounce - a bouncy trampoline called 'The Frogger'.  And the zoo also brought back a family favorite, so get ready to jump on a hump and go for a camel ride!  Your little one will love seeing the zoo from atop domestic Dromedary Camels.

Date: Jul 1 - Oct 31, 2010

Time
: Every Day 10:00 AM - 05:00 PM,

Location:
Tulsa Zoo And Living Museum, 6421 East 36th Street North, Tulsa, OK

Tulsa's Parade of Homes 2010

 

Homes tour starts Saturday
Parade of Homes features 158 homes in 16 communities in the metro area.

 
This house at 7400 E. Indianola St. in Broken Arrow is one of 158 homes on the Parade of Homes tour. CORY YOUNG/ Tulsa World
By ROBERT EVATT World Staff Writer
Published: 6/19/2010  2:21 AM
Last Modified: 6/19/2010  6:31 AM

Peek into a newly constructed home this year, and chances are good you'll see more textured paints and designs on the walls, said Glenn Shaw of Shaw Homes.

"We're seeing lots of paints and stains with glaze on cabinets and walls, even some woodwork," he said. "It's more of the true, country French interior looks."

These textures are just one new design feature that will be on display at the Parade of Homes, which begins Saturday and runs through June 27.

This year's event, once again presented by the Home Builders Association of Greater Tulsa, features 158 homes spread throughout 16 communities in the metro area.

The parade is an opportunity for local builders — 71 strong this year, including 13 homes built by Shaw Homes — to showcase their skills as well as the latest trends in construction and furnishings. Homes range in cost from $100,000 to nearly $2 million.

Shaw said the event is a great chance for builders to introduce themselves to the buying public, and for potential buyers to see what kinds of new designs are out there.

"It's such a great opportunity for people to come out and see new houses open," he said. "It's the best time of year to get out and see what's available."

Master bedrooms and kitchens are continuing to be big draws for builders, and many of the homes this year feature larger, more detailed versions of these rooms, Shaw said.

Each home in the parade will be open for tours from 1-7 p.m. daily, with no admission.

Extended hour events include Stone Canyon in Owasso, 6-9 p.m. Thursday; Forest Ridge at Broken Arrow, 6-9 p.m. Tuesday; and Berwick on Cedar Ridge from 10 a.m. to 1 p.m. Saturday, June 26.

The official guide to the Parade of Homes, which has a complete listing and location for participating homes in the event, is available at local QuikTrip stores.

Military Personnel Tax Credit

Military Personnel Tax Credit
If you or anyone you know is in the military and are thinking of purchasing a home, we have some very important information for you!  Did you know that the Home Buyer Tax Credit expires for everyone on April 30, 2010 unless you are in the military?  It is available to certain military personnel until April 30, 2011!  There are a few criteria one must meet to qualify for the extension:

•Members of the uniformed services, the Foreign Service and employees of the intelligence community are eligible for this special rule.
•It applies to any individual who serves on qualified official extended duty service outside of the United States for at least 90 days during the period beginning January 1, 2009, and ending before May 1, 2010.
•Qualified official extended duty is any period of extended duty while serving at a place of duty at least 50 miles away from the taxpayer’s principal residence (whether inside or outside the U.S.) or while residing under government orders in government quarters.
•Extended duty is defined as any period of duty pursuant to a call or order to such duty for a period in excess of 90 days or for an indefinite period.

Tulsa Community Calendar

Tulsa Community Calendar

05/10 Arts Commission Meeting 4:00pm

05/10 Tulsa Toastmasters 6:30pm

05/11 Board Of Adjustment Meeting 1:00pm

05/11 Greater Tulsa Area Hispanic Affairs Commission Meeting 6:00pm

05/11 Adoption Information Meeting 6:00pm

05/12 Wednesday Worship Service 7:00pm

05/13 TULSA BUSINESS CLUB INC. 7:30am

05/13 River Parks Authority Meeting 8:00am

05/13 Airport Authority Meeting 8:30am

05/13 Housing Authority Meeting 10:30am

05/13 Tulsa Preservation Commission Meeting 11:00am

05/13 Civil Service Commission Meeting 1:00pm

05/13 Plumbing Appeals Board Meeting 3:30pm

05/13 Tulsa REIA Main Monthly Meetings 7:00pm

05/15 Saturday Worship Service 7:00am

05/15 Real Estate Investor Talk Radio 12:00pm

05/15 Saturday Vigil Mass 5:00pm

05/15 Crawfest 2010

05/16 Sunday Worship Service 9:00am

05/16 Traditional Worship Service 9:00am

MAKE IT PERSONAL!

 

CERTIFIED FINANCIAL COUNSELORS

Ask Moneylogic can provide you with unlimited, no cost, personal and private...solutions to your financial concerns

 

When it comes to money matters, sometimes you just need someone objective to talk to. And, sometimes, that's before or after normal business hours. As a Moneylogic member, you have unlimited access to certified financial counselors through our "Ask Moneylogic" service. Experts who are there from 7:30 a.m. to 7:30 p.m. each weekday to help answer the financial questions you have today - and the ones you have tomorrow as you become more knowledgeable.

For example, are you trying to figure out how to deal with a loss of income? Wondering whether it's better to buy or lease a car - and where to find great deals? Concerned about the impact of divorce on your finances? Ask Moneylogic!

Displaying blog entries 1-10 of 30

Contact Information

Photo of David Hagler, CDPE, e-PRO Tulsa Real Estate
David Hagler, CDPE, e-PRO
McGraw REALTORS®
8040 S. Sheridan
Tulsa OK 74133
Cell: 918-809-9776
Office: 918-592-6000
Fax: 918-398-5107


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top 10% award Awarded Top 10% in the Nation for Consumer Satisfaction by the Internet Consumer Group
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